Cookies are small text files that websites store on your device when you visit them. Think of them as digital memory aids that help our platform remember your preferences and improve your experience. Beyond traditional cookies, we also use web beacons, pixel tags, and local storage technologies.

At IntelligentHubCore, we use these technologies thoughtfully. When you're exploring our budgeting courses or accessing learning materials, cookies help us understand what works best for our students. We believe in transparency about how these tools function on our platform.

Our tracking technologies work behind the scenes to create a more personalized educational journey. When you're working through our budgeting fundamentals course, cookies remember where you left off so you can pick up exactly where you stopped.

For instance, if you're using our budget calculator tool and have set specific income parameters, functional cookies save these settings for your next visit. Analytics cookies help us notice if many students struggle with a particular concept, prompting us to create additional explanatory content or adjust our teaching approach.

The data we collect also helps us understand learning patterns. We might discover that students who complete our emergency fund module are more likely to successfully finish the entire program, leading us to emphasize this content for new learners.

We regularly review and clean our stored data. Personal learning analytics are anonymized after 18 months, while aggregated usage statistics may be kept longer for educational research purposes. You always have the right to request deletion of your specific data.

You have complete control over non-essential cookies on our platform. The button above allows you to reject all tracking cookies except those necessary for basic site functionality.

Keep in mind that disabling certain cookies might affect your experience. Without functional cookies, you'll need to re-enter preferences each visit. Without analytics cookies, we can't personalize content recommendations based on your learning style.

Some cookies come from third-party services we use to enhance your learning experience. Our video hosting platform sets cookies to remember playback quality preferences. Our analytics provider helps us understand which course sections are most engaging.

We carefully select third-party partners who share our commitment to student privacy. All integration partners are required to comply with international privacy standards and provide clear opt-out mechanisms for their tracking technologies.

As we add new features to our platform or adjust our data practices, we'll update this policy accordingly. Significant changes will be announced through email notifications to registered students and prominent notices on our platform.

We recommend checking this page periodically, especially before starting a new course or if you notice changes in how our platform functions. Your continued use of IntelligentHubCore after policy updates indicates acceptance of the revised terms.